What Can You Claim After a Car Accident?

(Photo credit: freepik)

When you are involved in a car accident, many drivers are unsure of what compensation they are legally entitled to. Understanding your rights helps ensure you receive full coverage from insurance and the responsible party. This article summarizes what you can claim and what steps you should take immediately after the accident.

What You Can Claim After Being Hit by a Car

Under Thai law and typical auto insurance coverage, victims can claim several types of compensation.

1. Property Damage Compensation

If your car is damaged, you can request full repair compensation, including:

• Repair costs stated on the invoice
• Replacement parts
• Depreciation costs in some cases

2. Medical Expenses

Basic medical expenses are covered by the compulsory insurance (Por Ror Bor). Additional costs may be paid by your voluntary insurance or the at-fault driver’s insurance.

3. Loss of Income

If injuries prevent you from working, you may claim compensation for lost income based on medical certificates and evidence of earnings.

4. Injury or Death Compensation

For serious accidents, both compulsory and voluntary insurance policies provide clear coverage amounts for bodily injury, disability, funeral costs, and compensation for dependents.

5. Additional Expenses

Such as:

• Transportation to medical facilities
• Costs involved in filing claims
• Temporary vehicle rental (in certain cases)

What to Do Immediately After the Accident

To protect your rights and ensure successful claims:

• Take photos of the accident, license plates, and damage
• Contact your insurance provider and the other party’s insurer
• Exchange personal and insurance information
• Seek medical attention and obtain a doctor’s certificate
• Keep all receipts for reimbursement

Conclusion

After being hit by a car, you are entitled to multiple forms of compensation, ranging from repair costs to medical expenses and income loss. Proper documentation, timely reporting, and understanding your insurance coverage will help you receive the benefits you deserve.

Read More:  Sell your car for the highest price in 24 hours

Looking for a  car appraisal?  You can contact us for a free car valuation within 24 hours…